Plan B

If there's one thing I've learned in life it's that you NEED a back up plan.  We can try to "will away" the bad stuff, but do you honestly believe that nothing bad will ever happen in your life?  Besides that, it's not what happens to us that determines our success; it's how we deal with what happens to us. 

Read any book or watch any movie (especially the biographical ones) and you'll discover that the main character in the story comes off heroic, not because of how lucky they were, but how they triumphed over some negative thing in their life.  Iron is shaped through fire, and our destinies are shaped through adversity.  That being said, we need to have an alternate workout plan for those times when life gets in the way.